FINANCIAL PLANNING TOOLKIT

Finance Calculators

Use free TaxNexus calculators for Indian tax, payroll, loans, investments, retirement and savings in one organized toolkit. For overseas tools, visit our separate Global Calculators directory.

01

Tax & Compliance

Income-tax choices, exemptions and statutory compliance calculators.

ITIncome tax

Old vs New Tax Regime

Compare estimated tax under both regimes.

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HRAIncome tax

HRA Exemption

Estimate eligible HRA exemption from salary and rent details.

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GSTCompliance

GST Late Fee + Interest

Estimate delayed-return late fees and GST interest.

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TDSCompliance

TDS Late Fee + Interest

Estimate Section 234E late fees and TDS interest.

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02

Salary & Payroll

Understand CTC, statutory components and take-home pay.

CTCPayroll

Salary, Bonus & CTC

Calculate salary breakup, statutory bonus, PF, gratuity and CTC.

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NETPayroll

In-Hand Salary

Estimate monthly take-home pay after payroll deductions.

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03

Loans & EMI

Plan borrowing costs, EMIs, fees and prepayments.

EMILoans

Car, Home & Personal Loan

Calculate EMI, interest, processing fee, prepayment impact and amortization.

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04

Investment Planning

Recurring investing, one-time investing and withdrawals.

SIPMutual funds

SIP Calculator

Estimate future value from regular monthly investments.

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LSMutual funds

Lumpsum Calculator

Project potential growth from a one-time investment.

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SWPWithdrawals

SWP Calculator

Estimate withdrawals and remaining investment value.

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05

Retirement & Employee Benefits

Plan retirement savings and employment-linked benefits.

NPSRetirement

NPS Calculator

Project retirement corpus, lump-sum withdrawal and pension.

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EPFEmployee benefit

EPF Calculator

Estimate contributions and projected EPF balance.

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GEmployee benefit

Gratuity Calculator

Estimate gratuity from eligible wages and service.

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06

Savings & Deposits

Government savings schemes and bank deposits.

PPFGovernment savings

PPF Calculator

Estimate PPF contributions, interest and maturity value.

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SSYGovernment scheme

Sukanya Samriddhi Yojana

Project savings and maturity under SSY.

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FDBank deposit

FD Calculator

Estimate fixed-deposit interest and maturity value.

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RDBank deposit

RD Calculator

Estimate recurring-deposit contributions, interest and maturity value.

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07

Tax & GST Advanced Tools

Plan capital-gains relief, find GST classifications and reconcile returns using privacy-friendly browser tools.

₹Tax & GST

Capital Gains & VDA Calculator

Estimate gains and indicative tax for equity, property, other assets and VDAs.

Calculate
54Tax & GST

Section 54 Exemption Planner

Compare indicative relief under Sections 54, 54F and 54EC.

Plan exemption
%Tax & GST

TDS Rate Calculator

Check major TDS categories, thresholds and indicative deductions.

Check TDS
HSNTax & GST

HSN / SAC Code Search

Search selected goods and services headings and find official rate-verification links.

Search codes
ITCTax & GST

GST ITC Eligibility Checker

Review common eligibility conditions and blocked-credit indicators.

Check eligibility
3BTax & GST

GSTR-3B vs GSTR-1 vs Books

Compare CSV totals and identify period-wise return variances.

Reconcile
42Tax & GST

ITC Maximizer — Rules 42 & 43

Estimate common-credit reversals for inputs, services and capital goods.

Calculate reversal
2BTax & GST

GSTR-2B Reconciliation

Match purchase-register invoices against GSTR-2B in your browser.

Match invoices
Important: Results are educational estimates, not tax, legal or investment advice. Rates, limits and rules can change; verify important decisions using current official guidance.

How to use these Financial Calculators

TaxNexus Financial Calculators help you compare tax, compliance, salary, investment, retirement and savings scenarios before making a decision. Choose the calculator that matches your goal, enter realistic assumptions and review the result as an estimate—not as a guaranteed return, tax position or filing amount.

Choose the right calculation

Use tax and GST tools for preliminary compliance estimates, salary tools for payroll planning, and investment tools to explore how contributions, time and assumed returns affect outcomes. Loan and savings calculators can help compare repayment or maturity scenarios. For official rates, filing rules and statutory limits, verify the latest information with the Income Tax Department, the GST Portal or the relevant regulator.

Follow a salary-to-tax workflow

Start with the salary and CTC calculator to separate gross pay from employer costs. If rent and HRA are relevant, review the HRA exemption calculator, then compare the full annual scenario in the old vs new tax regime calculator. Use the payroll reconciliation guide to trace differences between payslips, accounting records and payments.

Important calculation limits

Results depend on the figures and assumptions you enter. Taxes, interest rates, scheme rules and due dates can change. Review the calculator notes, confirm current official guidance and consult a qualified professional when a decision has legal, tax or investment consequences.

Calculators workflow choosing a planning question, consistent assumptions and estimate limitations
Choose the calculator for the question, then check the model’s assumptions before comparing results.