HRA Exemption Calculator

Section 10(13A)

Estimate the exempt and taxable portions of House Rent Allowance under the old tax regime.

Monthly basic salary (₹)

Monthly eligible DA (₹)

Monthly HRA received (₹)

Monthly rent paid (₹)

City category

Eligible months

Estimated exemption:

Actual HRA

Rent minus 10% salary

40% / 50% salary

Taxable HRA:

Note: HRA exemption is generally available only under the old regime. For a city change, calculate each period separately.

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How HRA exemption is estimated

The exemption is the lowest of actual HRA received, rent paid minus 10% of salary, or 40%/50% of salary depending on the eligible city.

Is Hyderabad treated as a metro?

No. For this HRA calculation, only Delhi, Mumbai, Kolkata and Chennai use the 50% limit.

Can I claim rent paid to parents?

A genuine, documented arrangement may qualify. Keep a rent agreement, payment trail and appropriate landlord reporting.

Educational use only: Results are estimates, not tax, legal, investment or employment advice. Verify current rules on official portals and consult a qualified professional before acting.

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