Retirement projection

NPS Calculator

Project a potential retirement corpus, lump-sum amount and monthly annuity from regular contributions.

Projected corpus:

Potential lump sum
Annuity purchase
Indicative pension
Market-risk warning: NPS returns and annuity rates are not guaranteed. Actual withdrawal and annuitisation rules depend on the subscriber category and regulations applicable at exit.
Your retirement inputs stay on your device.

Planning with this projection

Test different contribution and return assumptions rather than relying on one number. Inflation, fees, taxes and market performance can materially affect retirement income.

Is the projected monthly pension guaranteed?

No. It is an illustration based on the annuity percentage and annuity rate entered.

Does the calculator include tax benefits?

No. It projects the corpus only. Tax treatment depends on contribution source, regime and applicable law.

Educational use only: Results are estimates, not tax, legal, investment or employment advice. Verify current rules on official portals and consult a qualified professional before acting.

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Compare retirement planning with the EPF Calculator, estimate gratuity with the Gratuity Calculator, or browse all Finance Calculators.

How to read your NPS result

The result estimates retirement corpus based on contributions, tenure and assumed return. NPS is market-linked, so actual returns and exit outcomes can differ from the illustration.

Planning note: Use conservative return assumptions and confirm current PFRDA exit rules before retirement decisions.

Need help comparing scenarios or want a custom finance worksheet? Contact TaxNexus and tell us what you are trying to calculate.

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