Philippines Finance & Tax Guides
Practical calculators and source-backed guides for income tax, take-home pay, employee contributions, benefits and peso-loan planning.
Choose the topic that matches your situation. Each calculator has a worked example, clear limits and a companion guide linking to official Philippine sources.
Income Tax Calculator
Compare regular monthly withholding and annual graduated income tax using taxable income.
Take Home Pay Calculator
Estimate monthly cash take-home pay from employee contributions, withholding and other deductions.
SSS Contribution Calculator
Split regular employee and employer contributions using a selected SSS monthly salary credit.
PhilHealth Pag IBIG Calculator
Check employee and employer shares using separate PhilHealth and Pag-IBIG salary bases.
13th Month Pay Calculator
Estimate gross 13th-month pay from actual basic salary earned during the calendar year.
Loan Repayment Calculator
Compare fixed-rate reducing-balance monthly payments, interest and deducted upfront fees.
Primary sources
BIR withholding table (2023 onward) · SSS contribution schedules · PhilHealth premium advisory · Pag-IBIG Circular 460 implementation memorandum · DOLE 13th-month-pay guidance · BSP Truth in Lending rules
Start with the right records
For take-home pay, begin with the monthly payslip and separate cash earnings, exempt items, employee contributions and after-tax deductions. For contributions, confirm the membership category and salary definition. For 13th-month pay, add actual basic salary earned during the calendar year. For a loan, read the lender quotation and identify its rate method before entering figures.
Calculation scope
This first release focuses on regular private-sector employee planning and a general peso-loan illustration. The tax tool separates monthly withholding from annual graduated tax. SSS uses a selected monthly salary credit from the cited employer/employee schedule. The combined contribution tool uses separate PhilHealth and Pag-IBIG bases. Each guide explains exceptions and what its tool leaves out.
Use Philippine pesos and compare periods consistently. Keep supporting records privately. This independent directory is not a government filing service. For another jurisdiction, visit UK Finance, US Finance or Global Calculators.
