FY 2025–26 · AY 2026–27

Old vs New Tax Regime Calculator

Compare estimated income tax under both regimes using your salary and eligible deductions.

Calculator caps are not automatically enforced.

Old-regime taxTaxable:
New-regime taxTaxable:
Includes4% cessSurcharge and special-rate income excluded
Important: This is a salaried-income planning estimate for FY 2025–26. Capital gains, special-rate income, surcharge, marginal relief and TDS credits are not included.
Your figures are calculated locally in your browser and are not submitted to TaxNexus.

How to use this comparison

Enter only deductions you can substantiate. The old regime permits many exemptions and deductions, while the new regime applies wider slabs with fewer deductions.

Does this include Section 87A rebate?

Yes. It applies the commonly used FY 2025–26 rebate assumptions for eligible resident individuals, but it does not test residency or special-rate income.

Why may my final tax differ?

Your Form 16, other income, surcharge, capital gains, employer treatment and filing position can change the result.

Educational use only: Results are estimates, not tax, legal, investment or employment advice. Verify current rules on official portals and consult a qualified professional before acting.

Related Calculators

Estimate take-home pay with the In-Hand Salary Calculator, check HRA tax relief with the HRA Exemption Calculator, or browse all Finance Calculators.

How to read your tax-regime comparison

Compare the estimated tax under both regimes using the same income base. The outcome can change materially when HRA, eligible deductions, exemptions, losses or special-rate income are involved. Use the lower estimate as a planning signal, then verify eligibility before filing.

Planning note: Tax rules depend on the relevant financial and assessment year; verify the final computation before filing.

Need a custom finance worksheet, calculator idea or help understanding a result? Contact TaxNexus and tell us what you are trying to calculate.

NEED HELP WITH YOUR RESULT?

Ask TaxNexus

Send your question and the TaxNexus team can review what you are trying to calculate. The calculator page is included automatically.

Safety: Do not send passwords, OTPs, card numbers, bank login details or other confidential credentials.

By sending this form, you agree that TaxNexus may use the details to respond to your enquiry. See the Privacy Policy.