TDS Rate Calculator
Check major payment categories, thresholds and indicative TDS amounts for Indian residents.
Important: This is an educational screening tool, not a filing determination. Rates can differ for non-residents, treaty cases, lower/nil-deduction certificates, special entities and missing PAN. For Tax Year 2026–27, the Income-tax Act, 2025 applies; the Income Tax Department states that the principal rates and monetary thresholds were retained, although section numbering changed.
Calculate TDS
Search the reference table
| Reference | Payment | Indicative threshold | Rate |
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How to use the result
- Confirm whether the threshold is transaction-wise, monthly or annual.
- Use the taxable/income component where the law requires it, not automatically the gross receipt.
- Check PAN, residential status, declarations, certificates, surcharge/cess and treaty provisions separately.
- For salary, calculate using the employee’s applicable slab and declarations; this tool does not estimate Section 192 payroll TDS.
Frequently asked questions
Does crossing a threshold mean TDS applies to the whole amount?
It depends on the provision. Some apply to the whole payment once the threshold is crossed, while provisions such as purchase of goods generally apply only to the amount exceeding the threshold. The result explains the selected treatment.
What happens when PAN is not available?
Section 206AA or the corresponding current law may require a higher rate, commonly 20%, subject to exceptions. The calculator flags this using a simplified higher-rate comparison.
Can this be used for non-residents?
No. Non-resident payments require Section 195/current-law and treaty analysis, beneficial-rate checks and possible surcharge and cess.
